Turning 65
Your first Medicare decision is the biggest one. We walk you through every step, starting 3 to 4 months before your birthday.
Learn moreWe cut through the complexity so you can make confident decisions about your Medicare coverage — and our consultation services are always at no cost to you.

Whether you're turning 65, reviewing your current plan, or just have questions, we're here to help. Every service is free.
Your first Medicare decision is the biggest one. We walk you through every step, starting 3 to 4 months before your birthday.
Learn moreTwo very different ways to cover what Original Medicare does not. We show you the real trade-offs so you can choose with confidence.
Learn moreThe cheapest premium is not always the cheapest plan. We run your actual medications through every plan to find your true cost.
Learn morePlans change every year. Every fall we review your coverage and switch you only if something better is available.
Learn moreKeeping employer coverage? You may still need to enroll in part of Medicare. We help you decide what to take now and what to delay.
Learn moreOriginal Medicare does not cover them. Many Medicare Advantage plans include allowances for all three. We find the ones that fit.
Learn more
Our only priority is finding the right plan for you.
One2One Insurance Advisors is a team of independent agents who specialize in Medicare. We're not tied to any single carrier — which means our only priority is finding the right plan for you, at no cost.
No pressure, no jargon, and nothing to pay. Here's what working with us looks like.
Pick a time that works for you. We can meet by phone, by video, at our Murrysville office, or at your kitchen table.
Your doctors, your prescriptions, your budget, how you like to travel. The right plan depends on the details, so we start there.
Because we are independent, we compare plans across carriers and show you the trade-offs side by side, in plain English.
Enrollment is just the start. We review your plan every year, alert you to changes, and answer questions whenever they come up.
Real people in Murrysville who pick up the phone. Get to know the team who will be with you year after year.
Owner & Lead Advisor
Pitt engineering grad with an analytical approach to Medicare planning. Chris founded One2One to bring unbiased, personalized guidance to Western PA.
chris@one2oneadvisor.comOffice Manager
Passionate about making Medicare simple and stress-free, Darla guides clients through every step of the process.
Medicare Advisor
Dedicated to helping clients understand their options and find the coverage that fits their lifestyle and budget.
We recommend starting at least 3–4 months before turning 65. Even if you plan to continue working, your Medicare options should be reviewed — early planning avoids penalties.
Medicare eligibility is triggered in four circumstances: turning 65, being granted full disability (after 24 months), being diagnosed with Stage 4 ESRD, or being diagnosed with ALS. Each has its own enrollment windows.
No — Original Medicare does not cover dental, vision, or hearing. However, most Medicare Advantage plans offer benefit allowances for these services. We can help you find a plan that fits.
Correct — all of our Medicare consultation services are completely free to you. Our compensation comes directly from the insurance companies, keeping our advice unbiased.
Whether you're turning 65, reviewing your current plan, or just have questions — we're here to help, and it's always free.
Have a question or want to chat? Reach out anytime — or fill out the form to schedule a call.
Tell us a bit about yourself and we'll reach out to set up a time that works for you.